ONE WORD SUBSTITUTION

1.One who is out to subvert a government-Anarchist

2.One who is recovering from illness-Convalescent

3.One who is all powerful-Omnipotent

4.One who is present everywhere-Omnipresent

5.One who knows everything-Omniscient

6.One who is easily deceived-Gullible

7.One who does not make mistakes-Infallible

8.One who can do anything for money-Mercenary

9.One who has no money-Pauper

10.One who changes sides-Turncoat

11.One who works for free-Volunteer

12.One who loves books-Bibliophile

13.One who can speak two languages-Bilingual

14.One who loves mankind-Philanthropist

15.One who hates mankind-Misanthrope

16.One who looks on the bright side of things-Optimist

17.One who looks on the dark side of things-Pessimist

18.One who doubts the existence of god-Agnostic

19.One who pretends to be what he is not-Hypocrite

20.One incapable of being tired-Indefatigable

21.One who helps others Good-Samaritan

22.One who copies from other writers-Plagiarist

23.One who hates women-Misogynist

24.One who knows many languages-Polyglot

25.One who is fond of sensuous pleasures-Epicure

26.One who thinks only of himself-Egoist

27.One who thinks only of welfare of women-Feminist.

28.One who is indifferent to pleasure or pain-Stoic

29.One who is quite like a woman-Effeminate

30.One who has strange habits-Eccentric

31.One who speaks less-Reticent

32.One who goes on foot-Pedestrian

33.One who believes in fate-Fatalist

34.One who dies without a Will-Intestate

35.One who always thinks himself to be ill-Valetudinarian

36.A Government by the people-Democracy

37.A Government by a king or queen-Monarchy

38.A Government by the officials-Bureaucracy

39.A Government by the rich-Plutocracy

40.A Government by the few-Oligarchy

41.A Government by the Nobles-Aristocracy

42.A Government by one-Autocracy

43.Rule by the mob- Mobocracy

44.That through which light can pass-Transparent

45.That through which light cannot pass-Opaque

46.That through which light can partly pass-Translucent

47.A sentence whose meaning is unclear-Ambiguous

48.A place where orphans live-Orphanage

49.That which cannot be described-Indescribable

50.That which cannot be imitated-Inimitable

51.That which cannot be avoided-Inevitable

52.A position for which no salary is paid-Honorary

53.That which cannot be defended-Indefensible

54.Practice of having several wives-Polygamy

55.Practice of having several husbands-Polyandry

56.Practice of having one wife or husband-Monogamy

57.Practice of having two wives or husbands-Bigamy

58.That which is not likely to happen-Improbable

59.People living at the same time-Contemporaries

60.A book published after the death of its author-Posthumous

61.A book written by an unknown author-Anonymous

62.A life history written by oneself-Autobiography

63.A life history written by somebody else-Biography

64.People who work together-Colleagues

65.One who eats too much-Glutton

66.That which cannot be satisfied-Insatiable

67.One who questions everything-Cynic

68.A flesh eating animal-Carnivorous

69.A grass eating animal-Herbivorous

70.One who lives in a foreign country-Immigrant

71.To transfer one's authority to another-Delegate

2.One who is a newcomer-Neophyte

73.That which is lawful-Legal

74.That which is against law-Illegal

75.One who is unmarried-Celibate

76.A game in which no one wins-Draw or STALEMATE

77.A study of man-Anthropology

78.A study of races-Ethnology

79.A study of the body-Physiology

80.A study of animals-Zoology

81.A study of birds-Ornithology

82.A study of ancient things-Archaeology

83.A study of derivation of words-Etymology

84.Murder of a human being-Homicide

85.Murder of a father-Patricide

86.Murder of a mother-Matricide

87.Murder of an brother-Fratricide

88.Murder of an infant-Infanticide

89.Murder of self-Suicide

90.Murder of the king-Regicide

91.To free somebody from all blame-Exonerate

92.To write under a different name-Pseudonym

93.A thing no longer in use-Obsolete

94.A handwriting that cannot be read-Illegible

95.Words written on the tomb of a person-Epitaph

96.One who is greedy for money-Avaricious

97.Something that cannot be imitated-Inimitable

98.One who doesn't know how to read and write-Illiterate

99.A person's peculiar habit-Idiosyncrasy

100.An animal who preys on other animals-Predator

101.Violating the sanctity of a church-Sacrilege

102.One who can throw his voice-Ventriloquis

VENUES OF DIFFERENT SPORTS

• Cricket:

  ICC Twenty20 World Cup 2012 (Men's + Women's) : Sri Lanka

  ICC Twenty20 World Cup 2014 (Men's + Women's) : Bangladesh

  ICC Twenty20 World Cup 2016 (Men's + Women's) :India

  
  

  ICC Men's 50-over World Cup 2015 : Australia+NewZealand

  ICC Men's 50-over World Cup 2019 : England

  
  

  ICC Women's 50-over World Cup 2013 : India

  
  

  Football

  FIFA World Cup 2014 : Brazil

  FIFA World Cup 2018 : Russia

  FIFA World Cup 2022 : Qatar

  
  

  Olympics

  Summer Olympics 2012 : London,UK

  Winter Olympics 2014 : Sochi,Russia

  Summer Olympics 2016 : Rio De Janeiro, Brazil

  Winter Olympics 2018 : Pyeongchang, South Korea

Points to remember in Banking sector

• LLP: Limited Liability Partnership

  Organizations maintains the Rural Infrastructure Development Fund (RIDF) -NABARD

  
  

  TRIPS – ‘Trade Related Intellectual Property Rights’

  TRIMS – ‘Trade Related Investment Measures’

  are associated with ---Dunkel Proposal

  
  

  Many a times we read a term in financial news papers ‘SEPA’. What is the full form of the term

  Single Euro Payments Area

  
  

  
  

   Marginal Propensity to Consume (MPC) means – When income rises consumption Remains constant

  
  

  National Agricultural Cooperative Marketing Federation is known as—

   NAFED

  
  

  
  

  NABARD(development bank) recently launched “Farmers Information Service via SMS” to help farmers in Gujarat state

  
  

  ESMA: Essential Services Maintenance Act

  
  

  Trade control in India : DGFT(Directorate general of Foreign Trade)

  
  

  ANBC: Adjusted Net Bank credit

  Adjusted Net Bank Credit is Net Bank Credit added to investments made by banks in non-SLR bonds (in held-to-maturity (HTM)) or it is the credit equivalent of off-balance-sheet exposures, whichever is higher.

  
  

  Green Tax on vehicles: The Maharashtra government  decided to levy environment tax on commercial vehicles which are over eight years old and private vehicles which are over 15 years

  
  

  Branchless Banking:

  Banks will not have many branches as used to be in the good old days. Instead, the number of branches will be restricted and will conduct only a specified core business.

   Banks will launch/operate many delivery channels like ATMs, Mobile Banking/ Internet Banking etc sot that people are not required to visit a branch for their usual banking needs.

  This means banks will issue only debit or credit cards for all types of day-to-day financial

  transactions. Cheques/cash payments will not be allowed.

  
  

  Rural Woman can avail the benefit of Mahila Samriddhi Yojana if they open their account in

  Rural Post offices.

  
  

  DTC stands for Direct Tax Code

  
  

  ULIP:  Unit Linked Insurance Plan

  
  

  CFRA: Combined Finance and  Revenue Accounts

  
  

  CGRA: Curreny and Gold revalution Account

  
  

  Fully owned by RBI:

  Fully owned: National Housing Bank(NHB),

  Deposit Insurance and Credit Guarantee Corporation of India(DICGC),

  Bharatiya Reserve Bank Note Mudran Private Limited(BRBNMPL

  
  

  Minimum Support Price recommended by  Commission for Agricultural Costs and Prices (CACP)

  
  

  NDS: Negotiated Dealing System  is an electronic platform for facilitating dealing in Government Securities and Money Market Instruments.

  
  

  Two products from SIDBI

  Assistance for MSME

  1. GEMS: Growth capital and Equity Assistance for MSMES.

  2. FACE: Flexible Assistance for capital expenditure

  
  

  Electronic payment products viz.

  Real Time Gross Settlement (RTGS),

  National Electronic Funds Transfer (NEFT),

  National Electronic Clearing Service (NECS) and

  Electronic Clearing Service (ECS)

  
  

  CGTMSE: Credit guarantee and Fund Trust for Micro and Small Enterprises

  Setup by GOI+SIDBI

  
  

  IBPC: Inter bank Participation Certificate

  
  

  FIRC: Foreign Inward Remmitance Certificate

  
  

  CLSS; Credit linked Capital Subsidy scheme

  
  

  SEPA: Single Euro Payment Area

  
  

  ESMA: Essential Service Maintenance Act

  
  

  CBLO:  Collateralized Borrowing and lending obligation(Money Market instrument)

  
  

  Different Types of Money Market Instrument:

  T-bills

  Repurchase Agreements

  Commercial papers,

  Certificate of Deposit used by banks.

  
  

  
  

  IRS-Interest rate swap

  FRA- Forward Rate Agreement

  both used by CCIL(clearing cooperation of India Limited)

  
  

  When a loan granted for purchase of white goods called consumer durable loan

  
  

  Objective of NFSM(National Food Security Mission) To increase the production of wheat, rice and pulses on a substainable basics

  
  

  FNC-financial Holding company headed by Shyimaal Gopinath

  
  

  NSDP: National summary dat apage

  
  

  SDDS: special Data dissemination standard developed by IMF.

  
  

  FINO:Financial information and Network operations

  
  

  RBIs First suboffice in north eastern state -Tripura

  
  

  Guarentee to exporters-ECGC-Export Credit Corporation of India

  
  

  Credit History of Borrowers by CIBIL (credit Information Burea india Limited)

  
  

  BIFR: Board for Financial and Economic Reconstruction

  
  

  ESCAP: Economic and Social commision for Asia and Pacific

  
  

  EPS: Earning Per share-shows what a company had earned for each of its shares

  
  

  IRAC: Income Recognination and Asset Classification

  
  

  DIPB: Duty free Entitled passbook

  
  

  DIPP - Department of Industrial Policy and Promotion (MINISTRY OF COMMERCE & INDUSTRY)

  
  

  FIPB(body/agency set up by Govt. of India to increase the flow of foreign investment in the country).  Foreign Investment Promotion Board

  
  

  FEMA: Foreign Exchange Management Act.

  
  

  NSDL:  National Securities Depository Limited

  
  

  FIMMDA: Fixed income Money Market and Derivatives Association

  
  

  FIEO: Federation of Indian Export Organisations

  FIEO President- Ramu S Deora

  
  

  The Market in which  long term securities sold as stocks and bonds are bought  and sold is called Capital Market

  
  

  CAMEL: Capital Adequecy, Assset quality, Management quality, Earnings quality, Liquidity

  
  

  CORE: Centralised Online Realtime Electronic

  
  

  CRISIL: Credit Rating Information Services of India ltd

  
  

  ICRA: Investment Information and Credit Rating Agency of INdia

  
  

  FRBM: Fiscal Responsibility and Budget Management

  
  

  FSLRC: Financial Sector Legislative Reforms Commision (Headed by Finance Minister)

  
  

  RDBFI: Recovery of Debts due to Banks and Financial Inclusion

  
  

  PFRDA: Pension fund Regulatory Developent Authority

  
  

  SARAFASI: Securitazation and Reconstruction financial Assets and Enforcement of Security Interest

  
  

  CSR: Corporate Social Responsibility

  To ensure companies takes  steps for rehabilitation of project affected people

  
  

  DSCR:Debt Service Coverage Ratio

  
  

  FSDC- Financial Stability and Development Council

  
  

  STRIPS: Seperate Trading for Registered interest and Payment systems

  
  

  SWIFT: society for World wide InternetFinancial telecommunication Code

  
  

  ICAAP: Internal Capital Adequacy Assessment Process (done by bank itself)

  
  

  STCI: Securities Trading Coorporation of INDIA( RBI promotes STCI to PSBs)

  
  

  SREP: Supervisory Review and Evaluation(process done by RBI)

  
  

  CAFRAL: Center for Advanced Finance Reasearch and Learning

  
  

  NOHC: Non Operative Holding Company

  
  

  ASHA: Accredited Social Health Activist

  
  

  COPRA: consumer Protection ACt

  
  

  TRIFIED: Tribal cooperative Marketing Development federation of India Limited

  
  

  COMESA: Common Market for Eastren and Southern Africa.

  
  

  TERC: Trade and Economic Relations Committee( headed by Prime Minister)

  
  

  BIFR: BUreau of Industrial and Financial Reconstruction

  
  

  FLCC: Financial Literacy and Credit Counselling

  
  

  CENVAT-Cantral Value ADDED TAX,  excise duty/service tax is paid only when goods are consumed. Till then, burden of duty gets passed on to the next buyer/customer

  
  

  CAPART: Council for Advancement of People's action and Rural Technology

  
  

  SABLA: A woman welfare programme launched by the Central govt

  Committies:

  
  

  Tarapore Committee submitted its report on “Full Convertibility on Rupee” in Capital account

  
  

  committee recommended abolition of tax rebates -Kelkar Committee 

  
  

  The Reserve Bank has constituted a working group to review the current operating procedure of monetary policy, as transmission of the policy to the rest of the system remains imperfect. The group, to be headed by RBI executive director Deepak Mohanthy , will also review the liquidity adjustment facility (LAF), through which the central bank manages money supply in the system on a day-to-day basis

  
  

  Deepak  Mahanty committee- related to Base rate

  
  

  Usha Thorat committee committee sugested 75000 villages will have banking services by the year end 2012

  
  

  RBI Governor heads the Sub-committie of FSDC(Financial stability development Concil)

  
  

  Y.H Malegam committee-MFI Sector

  
  

  Pranab sen committe -related to Slum

terms asociated with Sports Disciplines

• 1. Badminton

  
  

  Luv, Deuce, Drop, Smash, Double, Touch

  
  

  2. Basketball

  
  

  Pivot, Dribble, Basket, Block, Held Ball

  
  

  3. Billiards

  
  

  Spider, Baulk, Cue, Scratch, Cannon

  
  

  4. Boxing

  
  

  Hook, Rounds, Punch, Jab, Countdown, Knock-outs, All the Weights, (Flyweight, Middleweight, Heavyweight, etc.)

  
  

  5. Bridge

  
  

  Tricks, Trumps, Suite, Little Slam, Rubber

  
  

  6. Chess

  
  

  Knight, king, Sicilian Defence, Move, Gambit, Checkmate, Rook, Stalemate, Quenn, Bishop, Pawn

  
  

  7. Cricket

  
  

  Gully, Hat-trick, Pull, Beamer, Hook, Googly, Flick, Follow-on, Maiden, Declare

  
  

  8. Golf

  
  

  Tee, Birdie, Club, Course, Iron, Eagle, Links, Caddie, Putt, Hole, Bogey, Fore, Niblic.

  
  

  9. Hockey

  
  

  Centre, Penalty-Stroke, Free-Hit, Foul, Carry, Stick, Corner, Dribble, Trapping

  
  

  10. Table Tennis

  
  

  Deuce, Drop, Spin, Smash, Let

  
  

  11. Tennis

  
  

  Grand Slam, Lob, Ace, Passing Shot, Top-spin, Forehand, Crosscourt, Deuce, Down the line, Slice

  
  

  12. Volleyball

  
  

  Heave, Serve, Blocking, Point, Doubling

punchlines of bank in india

Union Bank of India -- Good people to bank with
Indian Overseas Bank -- Good people to grow with
Syndicate Bank -- Your Faithful And Friendly Financial Partner
Federal Bank -- Your Perfect Banking Partner
United Bank of India -- The Bank that begins with U
HDFC -- We Understand Your World
Bank Of Baroda -- India's International Bank
Yes Bank -- Experience our expertise
Allahabad Bank -- A tradition of trust
Bank of India -- Relationships beyond Banking
Oriental Bank of Commerce -- where every individual is committed
Dena Bank -- Trusted Family Bank
Indian Bank -- Taking Banking Technology to Common Man
IDBI Bank -- Banking for all; Not just for Big boys; "Aao Sochein Bada"
Canara Bank -- it's easy to change for those who you love; Together we can do...
Vijaya Bank -- A Friend You can Bank Upon
Punjab National Bank -- A Name you can Bank Upon
The Economic Times -- Knowledge is Power
Max New York Life Insurance -- Your Partner for Life; "Karo Zyaada Ka Iraada"
Central Bank of India -- Build A Better Life Around Us
J & K Bank -- Serving to Empower
ICICI Bank -- "Hum Hai na..."
Andhra Bank -- Much more to do. With YOU in focus
Bank of Rajasthan -- Together we Prosper
SBI Bank -- Nations banks on us; Pure Banking Nothing Else; With you all the way
Lakshmi Vilas Bank -- The Changing Face of Prosperity
UCO Bank -- Honours Your Trust
Karur Vysya Bank -- Smart way to Bank
South Indian Bank -- Experience Next Generation Banking

Read more: http://wiki.answers.com/Q/Punchlines_of_banks_in_India#ixzz1ueJZ4keo

G-20 summits

Turkey, 2015

Australia, 2014

Russia, 2013

Los Cabos, Mexico, June 18-19, 2012

Cannes Summit, November 3-4, 2011

Seoul Summit, November 11-12, 2010

Toronto Summit, June 26-27, 2010

Pittsburgh Summit, September 24-25, 2009

London Summit, April 1-2, 2009

Washington Summit, November 14-15, 2008

current topics

SBI rolls out one-time settlement scheme for small units

State Bank of India has launched a one-time settlement (OTS) scheme for recovering bad loans in its micro, small and medium enterprises (MSME) portfolio. India’s largest bank has seen a net increase of Rs 3,902 crore in bad loans in its MSME portfolio in the first nine months of the current financial year.

Tax information exchange pact signed with Argentina

India has signed a tax information exchange agreement with Argentina. This is the tenth such pact in the past three years. This pact with Argentina would enable Indian tax authorities to obtain specific information, including banking related, on tax evasion cases. The other such pacts signed by India are with the Bahamas, Bermuda, British Virgin Islands, Cayman Islands, Isle of Man, Guernsey, Liberia and Macau.

Interest rate of small saving schemes increased

The Finance Ministry has increased the rates of small saving schemes such as Post office time deposits, National Saving Certificates (NSC) or Public Provident Fund (PPF) by up to half a percentage point for 2012-13.

Strong growth in India despite global slowdown: IMF

India along with Indonesia showed strong growth despite a global economic slowdown in the financial quarter of 2011, according to the International Monetary Fund (IMF).

World Bank’s financial sector report likely by April

The World Bank is likely to complete by the end of March, a full fledged assessment of India’s financial sector. India had in May 2010 requested the World Bank/IMF to conduct a full fledged Financial Sector Assessment Program (FSAP).